I found out this week that my dad’s ex-wife (not my mom) is the beneficiary on his life insurance through the police department.
(Would you like to see a container for my joy? Envision a teeny salt cellar spoon…only teenier…nope, still teenier…yes…right about there!)
I have read I can challenge the beneficiary but will need counsel. My cousin has hooked me up with someone she knows…but I have to pay $200 just to meet this woman. And I’m concerned that the ex wife will sue me for a copy of the death certificate…and win.
I would have that money sit and rot before I’d let her have it…so I need to decide how to move forward.
My brother is convinced there is “mortgage insurance” a policy somewhere that will pay the balance of the mortgage on our dad’s house so we can sell it free and clear…so far, I’ve found no evidence…but a close friend of Daddie’s has offered to purchase the house at fair market value, so we are leaning that direction…it would cover the mortgage as well as leave a bit of money for each of our pockets.
I’m inclined to put mine away for Things 1 and 2…but my brother wants me to be in a safer vehicle…mine isn’t unsafe, it’s just made by a manufacturer he doesn’t like.
I’m beginning to dislike the word executrix…specifically because it’s a new “label” for me…I don’t want the responsibility…the hassle…any of it really.
I am taking up the mantle because it was asked of me by my Daddie, he trusted me enough to be the responsible one…
He told me once he was sad I wasn’t his mommy…that I was such a wonderful mommy and he wished sometimes I could have been his mommy and he would know how well he was loved by the way I cared for him.
I’m not his mommy, but I can take care of these last things for him because he was well loved.
That’s what good daughters do.
I cannot believe that it was his ex-wife who benefits! was it an old policy he simply forgot to change?